Basic Payment Account

You can open a BNF Basic Payment Account to help you manage your funds. This account is available to legal EU residents who do not have another account with the same features as the BPA with another Maltese Bank. The account is denominated in Euro.


  • Current Account to receive your income and pay your bills by direct debit and standing order; 
  • VISA Debit Card to operate, deposit and withdraw funds and execute payment transactions; and
  • free use of Internet Banking service 24/7.

Eligibility Criteria

To open a BNF Basic Payment Account you:

  • must be residing in the European Union; and
  • must not have any other account with the same features as the BNF Basic Payment Account with any other Maltese Bank.

Come talk to us 

Visit one of our branches to open a Basic Payment Account and bring with you: 

  • a valid identification document which confirms that you are legally residing in the European Union;
  • a document to verify your permanent residential address which can either be the identification document, a recent utility bill related to a fixed service, or a recent correspondence from central or local government authority;
  • An unexpired identification document must be valid for at least 6 additional months from the date of account opening; and
  • documentation confirming your income and/or employment details (where applicable). 

Getting Started

Step 1 - Check whether you are eligible to open a BNF Basic Payment Account
Step 2 - Collate the above-mentioned documentation
Step 3 - Visit your preferred branch to open a BNF Basic Payment Account or call Customer Care on (+356) 2260 1000 for further information. 


Application Form

Fee Information Documents

Terms and Conditions

Tariff of Charges


Further information on the Basic Payment Account can be found on the following MFSA's website:

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BNF Bank p.l.c. is a credit institution licensed by the MFSA to undertake.
The business of banking in terms of the Banking Act 1994.