Buy-To-Let Loan

Buying real estate to rent it out has become the current investment of choice. BNF Bank's Buy-to-Let Loan is designed specifically for this purpose and meets the need of those individuals and families who are intent on purchasing residential property to maximise their earnings. The Buy-To-Let Home Loan enjoys attractive interest rates, coupled with the stellar customer service that the Bank is well known for.   


How it works

You may benefit from the BNF Buy-To-Let Loan, if you're buying a residential property for letting purposes.

You will be able to use the loan for the purchase, construction, completion, reconstruction, alteration or improvement of the property you will be purchasing. Kitchens, photovoltaic panels, air conditioning systems and solar water heaters are considered as part of completion works. 

Come talk to us

If you're interested in applying for a Buy-To-Let Loan, visit us at your preferred BNF Bank branch and bring:

  • Your ID Card.
  • Evidence of income: 
    • Last year's FS3 and the last 3 months' payslips; or
    • If you're self-employed, the last 3 years' Income Tax Return, including the Profit and Loss Account.
  • Bank statements of all your accounts held with other banks.
  • A signed copy of your new home's preliminary agreement.

Each application is subject to the Bank's lending criteria, and the Bank may request additional documents, as necessary.


We're ready to listen.

Terms and conditions apply. Further details relating to this loan product are available on the Bank's website ( The loan is subject to the Bank's lending criteria. The Bank reserves the right to amend or withdraw this loan product from the market at any time, at its sole and absolute discretion and without any prior notice. BNF Bank p.l.c. is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994. Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta. 

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BNF Bank p.l.c. is a credit institution licensed by the MFSA to undertake.
The business of banking in terms of the Banking Act 1994.