We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

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We're a team of inspired people who believe that opportunities start with a conversation.

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You will be responsible for:

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• pledging Life / building Policies, Shares & Bonds;
• setting Bank appointed architects’ appointments, analysing and challenging bank architect reports & updating information on Bank’s database system;
• checking perfection of securities & conditions prior / post contract & updating information on Bank’s database system;
• conducting reviews of customers that hold House and Personal loan facilities & issuing corporate client’s extension letters;
• implementing and monitoring best practices that are issued from time to time;
• challenging existing policies and procedures and suggest changes and / or improvements based on first-hand experience;
• maintaining a good and healthy working relationship with all internal and external parties including the Bank’s and customers architects and other banks which strategic partners in the unit’s activities;
• knowledge on Drawdowns, Bills of Exchange, Invoicing Discounting, Bank Guarantees and Future Advances facilities;
• completing end of month Central Bank Reporting & other regulatory reporting;                
• handling of Housing Authority Requests;
• ensuring that all proposals are opened in a timely manner once Credit Agreements are signed;
• keeping CIS updated with the relevant security & conditions information once proposal is opened on the Banka,; and
• updating Borrowers Index with declined & withdrawn facilities.

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The potential candidate should be reliable and trustworthy team player with an aptitude for learning, able to work in a dynamic environment, meticulous and organised in your work.

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You must:

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• possess at least a diploma or degree in Economics, Banking and/or Business Management;
• have sound knowledge of Microsoft Office applications;
• have banking experience especially in Credit Operations area of a Financial Institution; and
• be flexible with a ’can do’ attitude.
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Previous clerical experience will be considered an asset, as well as proven track record of working in the operation / management of credit such as the handling of securities, perfection of conditions of sanction and management of loan drawdowns.

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• Ongoing personal development;
• Preferential interest rates on home loans, personal loans and home value loans;
• Comprehensive support for academic advancement through fully subsidized staff study loans;
• Private clinic health insurance coverage, extendable to dependants;
• Life insurance and personal accident cover;
• Free ophthalmic examinations;
• Private counselling sessions in collaboration with Richmond Foundation;
• Additional half-day leave for birthday celebrations;
• Annual performance appraisals and salary reviews;
• €250 annual wellness allowance;
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;
• Flexible work arrangements (role permitting); and
• Various corporate discounts.
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BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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