Cut-off Times

The table below indicates the Cut-off Times for Inward and Outward Payments. Any applicable Cut-off Times not listed hereunder will be provided on request or when the service is provided. For any queries, kindly contact our Customer Care team.

Cut-off Times
Type of Transfer Monday-Friday** Instructions received by
Inward Payments*
SEPA Transfers 18:30
Non-SEPA Transfers 14:30
Outward Payments*
SEPA Transfers 18:30
Non-SEPA SPOT Transfer 14:30
Non-SEPA urgent same-day-value Transfers (for EUR, GBP and USD) 14:00

*both bulk & single payments

** excluding ‘Bank Holidays’



We would like to advise customers that cheque deposits are not accepted in our ATMs between 12.15 p.m. and 13:00 p.m. from Monday to Saturday due to clearing process of cheques. Our Express Deposit Machines, located in our Fgura, San Ġwann, Attard and Qormi branches are available 24/7 for customers' convenience without any time restrictions.


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BNF Bank p.l.c. is a credit institution licensed by the MFSA to undertake.
The business of banking in terms of the Banking Act 1994.