EU Cross Border Payment Regulation advocates transparency in terms of exchange rate fees when using your BNF Card in a non-euro country inside the European Economic Area (EEA).
Exchange rates when using your BNF Card for Purchases or Cash Withdrawals in non-euro EEA country:
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The exchange rates below are updated daily using the most recently published ECB reference exchange rates.
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The mark up % is only indicative, because ECB and Visa rates may change between updates of the table.
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Visa will convert into Euro on the day of transaction being processed, which could be different from the day you request to make payment, as a result the mark up % indicated could vary on your actual transaction.
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Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
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European Economic Area (EEA) Currencies
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Total FX % Charge
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VISA DEBIT
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VISA CREDIT
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Bulgarian Lev (BGN)
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1.75%
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1.75%
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Croatian Kuna (HRK)
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1.87%
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1.87%
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Czech Korona (CZK)
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1.89%
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1.89%
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Danish Krone (DKK)
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1.77%
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1.77%
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Great Britain Pounds (GBP)
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1.78%
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1.78%
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Hungarian Forint (HUF)
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2.87%
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2.87%
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Icelandic Króna (ISK)
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2.51%
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2.51%
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Swiss Franc (CHF)
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2.03%
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2.03%
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Swedish Krona (SEK)
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2.04%
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2.04%
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Norwegian Krone (NOK)
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1.92%
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1.92%
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Polish Zlotych (PLN)
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2.28%
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2.28%
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Romanian Lei (RON)
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2.57%
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2.57%
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