EU Cross Border Payment Rates

EU Cross Border Payment Regulation advocates transparency in terms of exchange rate fees when using your BNF Card in a non-euro country inside the European Economic Area (EEA). 

Exchange rates when using your BNF Card for Purchases or Cash Withdrawals in non-euro EEA country:

  • The exchange rates below are updated daily using the most recently published ECB reference exchange rates.
  • The mark up % is only indicative, because ECB and Visa rates may change between updates of the table.
  • Visa will convert into Euro on the day of transaction being processed, which could be different from the day you request to make payment, as a result the mark up % indicated could vary on your actual transaction. 

Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)

European Economic Area (EEA) Currencies

Total FX % Charge

VISA DEBIT

VISA CREDIT

  Bulgarian Lev (BGN)

1.75%

1.75%

  Czech Korona (CZK)

2.38%

2.38%

  Danish Krone (DKK)

1.76%

1.76%

  Hungarian Forint (HUF)

2.57%

2.57%

  Icelandic Króna (ISK)

2.04%

2.04%

  Swiss Franc (CHF)

2.15%

2.15%

  Swedish Krona (SEK)

2.44%

2.44%

  Norwegian Krone (NOK)

2.72%

2.72%

  Polish Zlotych (PLN)

1.97%

1.97%

 Romanian Lei (RON)

2.55%

2.55%

Great British Pound (GBP)

2.34%

2.34%



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