Flexi-Term Deposit Account

With advantageous interest rates on both the 1-year term and 3-year term, you can now make your savings grow without locking them up for years on end! What's more, our Flexi-Term Deposit Account allows you to withdraw your funds at set availability dates, if you need to.

How it works

Opt for a term which works for you:

  • a 1-year term with a balance between €500 with no maximum, and receive interest at 
    0.60% p.a.;
  • a 3-year term with a minimum deposit of €2,500 with no maximum, and receive interest at 1.20% p.a.

How to open your Account

If you are already a customer of BNF Bank, you may open a Flexi-Term Deposit Account through Internet Banking

If you are new to the Bank, you can call Customer Care on +356 2260 1000 or alternatively go to your preferred branch.


  • Gain on your capital;
  • flexibility to withdraw your funds before maturity if required, on set availability dates, whilst still receiving interest depending on when the funds are withdrawn; and
  • reasonable minimum deposits on both the 1-year and 3-year term. 

 From opening of account 
1-Year Term
0.60% p.a. at maturity
First availability date of funds 3 months 0% p.a.
Second availability date of funds 6 months 0.10% p.a.
Third availability date of funds 9 months 0.25% p.a.


 From opening of account 
3-Year Term
1.20% p.a. at maturity
First availability date of funds 1 year 0.45% p.a
Second availability date of funds 2 years 0.75% p.a.

If you require to make a withdrawal you are to inform the Bank in writing, five days before the availability date of funds, as indicated above. Withdrawals are not allowed on any other dates. Only full withdrawals are allowed.


Come talk to us

Visit us at any BNF Bank branch or call us on +356 2260 1000.

We're ready to listen

Terms and conditions

Terms and conditions apply. The Bank reserves the right to amend or withdraw this product from the market at any time, at its sole and absolute discretion and without any prior notice.

BNF Bank plc is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994 and is a member of the Depositor Compensation Scheme established under the Depositor Compensation Scheme Regulations (Legal Notice 383 of 2015). Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR1368, Malta.

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BNF Bank plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.