Home Value Loan

Your home is more than a safe and comfortable place to go back to at the end of the day. It holds value that can support other investments. Our Home Value Loan will help you make the most of your home to build a better future for you and your family.

How it works

  • Unlock the value of your property by establishing the extendable value, less existing bank loans if any, secured by the same property.
  • Finance any personal requirements such as the purchase of a car, boat, or home refurbishment at rates which are more advantageous than those of a Personal Loan.
  • Benefit from lower monthly repayments by spreading your loan over a period of up to 25 years.
  • Benefit from reasonably priced and transparent processing and legal fees.

Come talk to us

Visit us at your preferred BNF Bank Branch and bring with you:

  • Your ID Card
  • Evidence of income:
    • Last year's FS3 and the last 3 months' payslips; or
    • If you're self employed, the last 3 years' Income Tax Return, including the Profit and Loss Account.
  • Bank statements of all your accounts held with other banks.

Each application is subject to the Bank's lending criteria, and the Bank may request additional documents as necessary.  

We're ready to listen.

Terms and conditions apply. Further details relating to this loan product are available on the Bank's website (www.bnf.bank). The loan is subject to the Bank's lending criteria. The Bank reserves the right to amend or withdraw this loan product from the market at any time, at its sole and absolute discretion and without any prior notice. BNF Bank p.l.c. is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994. Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta.

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BNF Bank p.l.c. is a credit institution licensed by the MFSA to undertake.
The business of banking in terms of the Banking Act 1994.