We're seeking to recruit a Junior Analyst to join our Credit Analysis Department.
If you're interested in joining our team and satisfy the requirements outlined hereunder, then we're interested in you.
Who we are
We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of twelve retail branches spread across the Maltese Islands.
We're a team of inspired people who believe that opportunities start with a conversation.
Duties and responsibilities
The person in this position will be reporting to the Manager, and forming part of a highly experienced Team of Credit Analysts.
The candidate will have access and support from a dynamic, dedicated and technical Team, allowing for a fast-paced development path in relation to credit. The successful candidate is expected to deliver a sustained high level of service whilst developing and enhancing relationships with internal clients and colleagues. S/he must work towards achieving the Function's targets.
You will be responsible for:
- vetting of supporting documentation;
- due diligence checks;
- verifying compliance with products' terms and conditions;
- satisfying the Bank's tariff of charges;
- complying with the Bank's credit policies, in particular good principles of lending, rules and procedures;
- evaluating loan requests, assessing creditworthiness, and making recommendations for approval;
- handling general administrative work for the function;
- maintaining of regular statistics to the Bank's management; and
- all other processes and activities arising from time to time as directed by superiors.
Competencies and experience
The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach.
You must:
- possess a Degree or Diploma Banking and Finance/Accountancy;
- ideally have the ability to analyse financial statements and interpret financial Ratios;
- have previous experience in credit;
- be able to work both independently and within a team;
- have good analytical skills; and
- demonstrate excellent communication and organisational skills with a solutions driven approach to work.
How to apply
If you want to be part of our team, we invite you to send us a detailed CV highlighting your achievements. Applications should reach us only by email on vacancies@bnf.bank.
