BNF MDB COVID-19 Guarantee Scheme

In collaboration with the Malta Development Bank (MDB), BNF Bank is offering working capital assistance to support SMEs and Large Corporates who are facing challenges to run their day-to-day operations due to the COVID-19 pandemic.

Financial support from BNF Bank will help customers keep up with critical running costs and honour payment commitments in the form of employees' salaries, acquisition of stock, rent, energy, water and fuel expenses in addition to various other obligations. The management of such costs can help keep businesses afloat through the current crisis until the situation normalises and improves.

Depending on the eligibility criteria discussed with the BNF Relationship Manager, customers can apply for a working capital loan according to thresholds set by the Bank for SMEs and large Corporate Businesses.


Expenses eligible for working

capital assistance

  • Salaries of employees
  • Lease of establishment, including rental costs, energy, water and fuel bills
  • Unpaid invoices due to decrease in revenues
  • Acquisition of material and stock for continuation of business
  • Expense directly related to contracts which were cancelled or postponed because of the current situation
  • Maintenance costs

Entrepreneurship is always full of challenges and this is also true to the current situation. Approaching it with the right financial partner, makes the journey safer in many ways.

Terms and conditions apply.


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Talk to us

Fill up the application form accessible from this link and download the declaration form from this link. Please ensure to send all the required documentation via secure message on our Internet Banking. For further clarifications, you may reach out to your relationship manager or call Customer Care on (+356) 2260 1000.

This initiative benefits from the support of the MDB COVID-19 Guarantee Scheme launched by the Malta Development Bank through the provision of a Bank Guarantee for €350,000,000, covered by a Government guarantee issued by the Ministry of Finance.

Terms and conditions apply. The loan is subject to the Bank's lending criteria and the Bank's final approval. BNF Bank p.l.c. is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994. Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta.


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©2022 - BNF Bank p.l.c. – All Rights Reserved.
BNF Bank p.l.c. is a credit institution licensed by the MFSA to undertake.
The business of banking in terms of the Banking Act 1994.