Students Package

It’s now time to embark on a new journey filled with success and exciting opportunities.

Whether you aim to continue your studies or kick-start your career, the BNF Students Package will give you the right tools to manage your finances for a brighter future.

 

How it works

If you’re a full-time student, you may benefit from these amazing perks!

  • A free Power Bank upon account opening.
  • €50 with your first stipend.

 

 

Refer your friends!

Get €10 every time you refer a friend to the BNF Students Package.

  • Get a unique Referral Code as soon as you open your account.
  • Share your Referral Code with your friend/s.
  • Get €10 each when you and your friend/s receive your first stipend.

 

 

Benefits

  Full-time Students Other Students Graduates
16-17 years 18-25 years 18+
years
Students Current Account
Free Visa Debit Card
Free Internet Banking
Free Online Savings Account    
Free standing orders between BNF accounts
Preferential Foreign Exchange Rates
Visa Classic Credit Card  
Visa Gold Credit Card    
Personal Loan
100% discount on Home Loan Processing Fees  
50% discount on Micro Business Account Processing Fees    

 

Full-time Students
16-17 years

Are you a full-time student, attending a post-secondary institution? If so, you may opt to have your stipend directly credited to the BNF Students Current Account, and benefit from:

  • free Online Savings Account with a gross interest rate of 0.25% p.a. for balances up to €2,500^;
  • free Internet Banking to manage your funds 24/7;
  • free Standing Orders between BNF accounts;
  • free VISA Debit Card;
  • preferential Foreign Exchange Rates; and
  • a Personal Loan* of up to €3,000 to finance your educational needs at advantageous interest rates, with no processing fees. The Personal loan may be taken for a maximum of 5 years in the name of your parents or legal guardians.

 

^ A typical example is based on a loan of €3,000 repayable through monthly instalments of €56.01 over a period of 5 years at a variable borrowing rate of 4.5%. The total sum payable throughout the term of the loan is €3,360.86, with an APR of 4.66%.

 

Full-time Students
18-25 years

Are you a full-time student, following a course at MQF Level 4 or higher? If so, you may opt to have your stipend directed credited to the BNF Students Current Account and benefit from:

  • free Online Savings Account with a gross interest rate of 0.25% p.a. for balances up to €2,500^;
  • free Internet Banking to manage your funds 24/7;
  • free Standing Orders between BNF accounts;
  • free VISA Debit Card;
  • preferential Foreign Exchange Rates;
  • a Personal Loan* of up to €10,000 to finance your personal needs at advantageous interest rates with no processing fees. With it, you can finance any personal requirements such as a new car, a bike, a new laptop or overseas travels to study abroad. The Personal loan may be taken for a maximum of 10 years. Additionally, you may benefit from a moratorium on the repayment of capital, for the duration of your course + 1 year for a maximum of 6 years;
  • a VISA Classic Credit Card* with a standard credit limit of €1,000 and up to 51 days interest-free. You will also benefit from free travel and purchase protection insurance and what's more, the annual credit card fee will be waived for the first year; and
  • Processing Fee Discounts on standard BNF Products* including 100% processing fee discount on the BNF Home Loan**.

 

^ A typical example is based on a loan of €10,000 repayable through monthly instalments of €186.71 over a period of 5 years at a variable borrowing rate of 4.5%. The total sum payable throughout the term of the loan is €11,202.87, with an APR of 4.66%.

 

Other Students
18+ years

Are you a full-time or part-time student aged 18 years or over, following a course at MQF Level 4 or higher? Are you also employed on a full-time or part-time basis, with your salary directly credited to your BNF Students Current Account? If so, then you may benefit from:

  • free Internet Banking to manage your funds 24/7;
  • free Standing Orders between BNF accounts;
  • free VISA Debit Card;
  • preferential Foreign Exchange Rates;
  • a Personal Loan of up to €40,000 to finance your personal needs at advantageous interest rates with no processing fees. With it, you can finance any personal requirements such as a new car, a bike, a new laptop or overseas travels to study abroad. The loan may be taken for a maximum of 10 years. You may benefit from a moratorium on the repayment of capital for the duration of your course + 1 year for a maximum of 6 years;
  • a VISA Classic Credit Card* with standard credit limit of €1,000 and up to 51 days interest-free. You will also benefit from free travel and purchase protection insurance and what’s more, the annual credit card fee will be waived for the first year;
  • a VISA Gold Credit Card* with a standard credit limit of €7,000 and up to 51 days interest-free. You will also benefit from free travel and purchase protection insurance and what's more, the annual credit card fee will be waived for the first year; and
  • Processing Fee Discounts on Standard BNF Products* including 100% processing fee discount on the BNF Home Loan** and 50% processing fee discount on facilities related to the BNF Micro Business Account.

 

^ A typical example is based on a loan of €20,000 repayable through monthly instalments of €373.43 over a period of 5 years at a variable borrowing rate of 4.5%. The total sum payable throughout the term of the loan is €22,405.74, with an APR of 4.66%.

 

Graduates
MQF Level 6+

If you apply for the Students Package within 5 years from your graduation, and opt to have your salary credited into your BNF Students account, you may benefit from:

  • free Internet Banking to manage your funds 24/7;
  • free Standing Orders between BNF accounts;
  • free VISA Debit Card;
  • preferential Foreign Exchange Rates;
  • a Personal Loan* of up to €40,000 to finance your personal needs at advantageous interest rates with no processing fees. With it, you can finance any personal requirements such as a new car, a bike, a new laptop or overseas travels to study abroad. The loan may be taken for a maximum of 8 years. You may benefit from a moratorium on the repayment of capital for the duration of 1 year.
  • a VISA Classic Credit Card* with a standard credit limit of €1,000 and up to 51 days interest-free. You will also benefit from free travel and purchase protection insurance and what’s more, the annual credit card fee will be waived for the first year
  • a VISA Gold Credit Card* with a standard credit limit of €7,000 and up to 51 days interest-free. You will also benefit from free travel and purchase protection insurance and what’s more, the annual credit card fee will be waived for the first year; and
  • Processing Fee Discounts on Standard BNF Products* including 100% processing fee discount on the BNF Home Loan** and 50% processing fee discount on facilities related to the BNF Micro Business Account.

 

^ A typical example is based on a loan of €20,000 repayable through monthly instalments of €373.43 over a period of 5 years at a variable borrowing rate of 4.5%. The total sum payable throughout the term of the loan is €22,405.74, with an APR of 4.66%.

 

Come talk to us

Visit us at a BNF Bank branch or call us on 2260 1000.

 

We're ready to listen.

^Credit interest is calculated on a daily basis and shall be credited to the Online Savings Account annually every December. *The offer does not apply in conjunction with any other offer on the same product/s. In such eventuality, you will benefit from the best offer available.

Terms and conditions apply. Loans and credit cards are subject to the Bank’s lending criteria. The availability of all loans and credit cards, deposit products and other products indicated herein is subject to the Bank’s eligibility requirements and in all cases subject to the Bank’s sole and absolute discretion. The Bank reserves the rights to amend or withdraw this product from the market at any time, at its sole and absolute discretion and without any prior notice. BNF Bank plc is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994 and is a member of the Depositor Compensation Scheme established under the Depositor Compensation Scheme Regulations (Legal Notice 383 of 2015). Registered in Malta C41030 – 203, Level 2, Rue D’Argens, Gzira, GZR 1368, Malta.

**If the Home Loan is closed within the first 5 years, the processing fee discount is to be refunded to the Bank.

Brochure

Terms and Conditions

Get closer to your goals with the BNF Students Package

Set an appointment today at your preferred BNF branch to apply for your Students Package account. A BNF Bank representative will reach out to make the necessary arrangements.


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