ATM Upgrade Schedule

BNF Bank would like to remind our esteemed customers      that they should never trust any electronic message which has supposedly been sent from BNF Bank plc, asking you to divulge any passwords or Personal Identification Numbers (PIN), or grant us access to your bank account details.

BNF Bank will NEVER asks our customers for information of this sort by e-mail or SMS.

Clients should exercise caution when receiving e-mail messages requesting them to access the BNF Bank plc website via a link. While BNF Bank may communicate with clients via email, including sending links, this will only occur in specific circumstances. For instance, the Bank may send a link when clients are enrolled for Internet Banking and need to activate their account using an activation code. Additionally, if a client requests the Bank to send an activation code, the Bank may include a link in the email for that purpose.

BNF Bank will never send emails containing links or attachments for immediate software installation or request personal information directly via email.

Whenever clients access their bank accounts through the eBNF Internet Banking portal, they are urged to check that the URL address begins with https:// and that a padlock is shown in the lower right corner.  

In case of doubt clients are encouraged to contact the Bank immediately on customercare@bnf.bank or on (+356) 2260 1000.

BNF BANK Base Rates
Base Rate
Rates (p.a)
Bank Base Rate
2.50%
Home Loan Base Rate
2.20%
Savings Account - Credit Interest Rates (p.a)
Balances
EUR
GBP
USD
Up to 50,000
0%
0%
0%
Over 50,000
0.05%
0%
0%
Deposit Accounts - Credit Interest Rates (p.a)
Type of Account
Balances
EUR
GBP
USD
Direct Salary Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Current Account
Salary Account
Any Balance
0%
n/a
n/a
Students Online
Savings Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Students Current Account
Any Balance
0%
n/a
n/a
Savings Schemes
Type of Account
Balances
Balances (€)
Rates (p.a.)
Monthly Savings
Full period
Any Balance
0.50%
New Generations Account
Full period
Up to 25,000
Over 25,000
1.75%
0%
*The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.
Standard Term Deposits
Term
Rates (p.a) Minimum balance €500 - €1,000,000
3 months
0.10%
6 months
2.30%
1 year
2.30%
2 years
2.00%
3 years
2.00%
4 years
2.00%
5 years
2.00%
7 years
1.75%
Term
Rates (p.a) Minimum balance £500 - £1,000,000
1 months
0.01%
3 months
2.00%
6 months
2.50%
1 year
3.75%
2 years
3.00%
3 years
3.00%
Term
Rates (p.a) Minimum balance $500 - $1,000,000
1 months
0.01%
3 months
0.10%
6 months
0.15%
1 year
0.20%
2 years
0.30%
3 years
0.40%
Flexi Term Deposits
Term
Withdrawal Dates
Rates (p.a)
1 year
91st day
181st day
271st day
Maturity
0%
1.25%
1.50%
2.30%
2 years
181st day
366th day
Maturity
0.50%
1.00%
2.00%
3 years
366th day
731st day
Maturity
0.75%
1.25%
2.00%
Internet Banking Term Deposits
Term (days)
Rates (p.a) €500 - €1,000,000
45
0.05%
90
0.15%
180
2.30%
360
2.30%
730
2.00%
1095
2.00%
Foreign Exchange Rates
Country
Ccy rate per EUR
Bank Notes Buy
Bank Notes Sell
Others Buy
Others Sell
Last Updated
UK
GBP
0.8945
0.8313
0.8707
0.8433
19/4/25
USA
USD
1.1891
1.1051
1.1575
1.1211
19/4/25
Interest Reference Rates
Term to Maturity
Date
EURIBOR
SOFR ($)
SONIA (£)
Overnight
16/04/2025
2.418
4.31
4.4585
3 Mth
17/04/2025
2.183
6 Mth
17/04/2025
2.154
12 Mth
17/04/2025
2.104
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
European Economic Area (EEA) Currencies
Total FX % Charge - Mastercard Debit
Total FX % Charge - Mastercard Credit
Bulgarian Lev (BGN)
1.75%
1.75%
Czech Koruna (CZK)
1.86%
1.86%
Danish Krone (DKK)
1.77%
1.77%
Hungarian Forint (HUF)
3.02%
3.02%
Icelandic Króna (ISK)
2.69%
2.69%
Swiss Franc (CHF)
2.13%
2.13%
Swedish Krona (SEK)
2.30%
2.30%
Norwegian Krone (NOK)
2.52%
2.52%
Polish Zlotych (PLN)
2.18%
2.18%
Romanian Lei (RON)
3.02%
3.02%
Pound Sterling (GBP)
2.63%
2.63%
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
Top Equity Indices
Country
Indices
Date
% Var
Last Reference
European Indices
Malta
MSE
03/07/2023
0.13
3,754.34
Portugal
PSI20
03/07/2023
1.15
5,988.18
Spain
IBEX35
03/07/2023
0.54
9,644.80
France
CAC 40
03/07/2023
-0.18
7,386.70
Germany
DAX
03/07/2023
-0.41
16,081.04
UK
FTSE 100
03/07/2023
-0.06
7,527.26
PanEuropean
Euro Stoxx50
03/07/2023
-0.02
4,398.15
USA
USA
DAX
DAX
DAX
34,418.47
USA
NASDAQ Comp
03/07/2023
0.21
13,816.77
USA
S&P 500
03/07/2023
0.12
4,455.59
Asia
Japan
Nikkei 225
03/07/2023
-0.98
33,422.52
HongKong
HangSeng
03/07/2023
0.14
19,328.46
Commodity Market
Date
% Var
Last Reference
ICE Brent Crude
03/07/2023
0.59
75.09
Gold (spot)
03/07/2023
0.27
1,926.48
Silver (spot)
Portugal
0.26
22.98

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