Security Notice

BNF Bank would like to inform its esteemed clients that they should never trust any electronic message supposedly sent from BNF Bank plc asking for information of a personal and/or confidential nature, such as password, identity card number or card details.
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BNF Bank NEVER asks its customers for information of this sort by e-mail or by any other means.
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Clients should be wary if they receive an e-mail message asking them to access the BNF Bank plc site via a link. E-mail messages sent by BNF Bank never contain links or any software for immediate installation.
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Whenever clients access their bank accounts through the BNF Internet Banking portal, they are urged to check that the URL address begins with https:// and that a padlock is shown in the lower right corner.
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In case of doubt clients are urged to contact the Bank on customercare@bnf.bank or on (+356) 2260 1000.

BNF BANK Base Rates

Base Rate

Rates (p.a)

Bank Base Rate

2.50%

Home Loan Base Rate

2.20%

Savings Account - Credit Interest Rates (p.a)

Balances

EUR

GBP

USD

Up to 50,000

Over 50,000

0.05%

Deposit Accounts - Credit Interest Rates (p.a)

Type of Account

Balances

EUR

GBP

USD

Direct Salary Account

Up to 25,000

Over 25,000

0.25%

n/a

Current Account

Salary Account

Any Balance

n/a

Students Online

Savings Account

Up to 25,000

Over 25,000

0.25%

n/a

Students Current Account

Any Balance

n/a

Savings Schemes

Type of Account

Balances

Balances (€)

Rates (p.a.)

Monthly Savings

Full period

Any Balance

0.50%

New Generations Account

Full period

Up to 25,000

Over 25,000

1.75%

*The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.

Standard Term Deposits

Term

Rates (p.a) Minimum balance €500 - €1,000,000

3 months

0.10%

6 months

2.50%

1 year

2.60%

2 years

2.00%

3 years

2.00%

4 years

2.00%

5 years

2.00%

7 years

1.75%

Term

Rates (p.a) Minimum balance £500 - £1,000,000

1 months

0.01%

3 months

2.00%

6 months

2.50%

1 year

3.50%

2 years

3.00%

3 years

3.00%

Term

Rates (p.a) Minimum balance $500 - $1,000,000

1 months

0.01%

3 months

0.10%

6 months

0.15%

1 year

0.20%

2 years

0.30%

3 years

0.40%

Flexi Term Deposits

Term

Withdrawal Dates

Rates (p.a)

1 year

91st day

181st day

271st day

Maturity

1.25%

1.50%

2.60%

2 years

181st day

366th day

Maturity

0.50%

1.00%

2.00%

3 years

366th day

731st day

Maturity

0.75%

1.25%

2.00%

Internet Banking Term Deposits

Term (days)

Rates (p.a) €500 - €1,000,000

0.05%

0.15%

180

0.20%

360

2.60%

730

2.00%

1095

2.00%

Foreign Exchange Rates

Country

Ccy rate per EUR

Bank Notes Buy

Bank Notes Sell

Others Buy

Others Sell

Last Updated

GBP

0.8636

0.8026

0.8406

0.8142

18/12/24

USA

USD

1.0971

1.0196

1.0679

1.0343

18/12/24

Interest Reference Rates

Term to Maturity

Date

EURIBOR

SOFR ($)

SONIA (£)

Overnight

16/12/2024

3.165

4.65

4.7

3 Mth

16/12/2024

2.863

6 Mth

16/12/2024

2.655

12 Mth

16/12/2024

2.443

Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)

European Economic Area (EEA) Currencies

Total FX % Charge - VISA Debit

Total FX % Charge - VISA Credit

Bulgarian Lev (BGN)

1.75%

Czech Koruna (CZK)

1.95%

Danish Krone (DKK)

1.77%

Hungarian Forint (HUF)

2.39%

Icelandic Króna (ISK)

2.22%

Swiss Franc (CHF)

1.82%

Swedish Krona (SEK)

2.09%

Norwegian Krone (NOK)

2.04%

2.04

Polish Zlotych (PLN)

1.99%

Romanian Lei (RON)

2.41%

Pound Sterling (GBP)

2.42%

2.42

Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)

Top Equity Indices

Country

Indices

Date

% Var

Last Reference

European Indices

Malta

MSE

03/07/2023

0.13

3,754.34

Portugal

PSI20

03/07/2023

1.15

5,988.18

Spain

IBEX35

03/07/2023

0.54

9,644.80

France

CAC 40

03/07/2023

-0.18

7,386.70

Germany

DAX

03/07/2023

-0.41

16,081.04

FTSE 100

03/07/2023

-0.06

7,527.26

PanEuropean

Euro Stoxx50

03/07/2023

-0.02

4,398.15

USA

DAX

34,418.47

USA

NASDAQ Comp

03/07/2023

0.21

13,816.77

USA

S&P 500

03/07/2023

0.12

4,455.59

Asia

Japan

Nikkei 225

03/07/2023

-0.98

33,422.52

HongKong

HangSeng

03/07/2023

0.14

19,328.46

Commodity Market

Date

% Var

Last Reference

ICE Brent Crude

03/07/2023

0.59

75.09

Gold (spot)

03/07/2023

0.27

1,926.48

Silver (spot)

Portugal

0.26

22.98