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If you are a BNF Bank p.l.c. customer you may set an appointment with your Relationship Manager at your preferred Branch by chatting with us on BECS, our E-Customer Service Agent.

Your Key to Getting Started

‍Do your banking conveniently and securely with the BNF Internet Banking. If you are a BNF Bank p.l.c. customer you may register by visiting a BNF Bank branch and your Relationship Manager will assist you to complete a registration form.

How much does the BNF Internet Banking cost?

The BNF Internet Banking is free to register and the most common transactions are completely free of charge. Some transactions available on the BNF Internet Banking are subject to the Bank's tariffs, as per the Tariff of Charges accessible from our website.

Upon completion of the registration form, each BNF Internet Banking user will be provided with a Username and Password. We will also register your mobile device in order for it to receive One Time Passwords (OTP’s) via SMS. These are used along with your Username and Password to access our the BNF Internet Banking service successfully. OTP’s are also used to authorise transactions that you perform when using the BNF Internet Banking service.

The BNF Internet Banking can be accessed through our website www.bnf.bank.

For more information, you may contact us on customercare@bnf.bank or by calling Customer Care on (+356) 2260 1000.

BNF BANK Base Rates

Base Rate

Rates (p.a)

Bank Base Rate

2.50%

Home Loan Base Rate

2.20%

Savings Account - Credit Interest Rates (p.a)

Balances

EUR

GBP

USD

Up to 50,000

Over 50,000

0.05%

Deposit Accounts - Credit Interest Rates (p.a)

Type of Account

Balances

EUR

GBP

USD

Direct Salary Account

Up to 25,000

Over 25,000

0.25%

n/a

Current Account

Salary Account

Any Balance

n/a

Students Online

Savings Account

Up to 25,000

Over 25,000

0.25%

n/a

Students Current Account

Any Balance

n/a

Savings Schemes

Type of Account

Balances

Balances (€)

Rates (p.a.)

Monthly Savings

Full period

Any Balance

0.50%

New Generations Account

Full period

Up to 25,000

Over 25,000

1.75%

*The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.

Standard Term Deposits

Term

Rates (p.a) Minimum balance €500 - €1,000,000

3 months

0.10%

6 months

2.50%

1 year

2.60%

2 years

2.00%

3 years

2.00%

4 years

2.00%

5 years

2.00%

7 years

1.75%

Term

Rates (p.a) Minimum balance £500 - £1,000,000

1 months

0.01%

3 months

2.00%

6 months

2.50%

1 year

3.50%

2 years

3.00%

3 years

3.00%

Term

Rates (p.a) Minimum balance $500 - $1,000,000

1 months

0.01%

3 months

0.10%

6 months

0.15%

1 year

0.20%

2 years

0.30%

3 years

0.40%

Flexi Term Deposits

Term

Withdrawal Dates

Rates (p.a)

1 year

91st day

181st day

271st day

Maturity

1.25%

1.50%

2.60%

2 years

181st day

366th day

Maturity

0.50%

1.00%

2.00%

3 years

366th day

731st day

Maturity

0.75%

1.25%

2.00%

Internet Banking Term Deposits

Term (days)

Rates (p.a) €500 - €1,000,000

0.05%

0.15%

180

0.20%

360

2.60%

730

2.00%

1095

2.00%

Foreign Exchange Rates

Country

Ccy rate per EUR

Bank Notes Buy

Bank Notes Sell

Others Buy

Others Sell

Last Updated

GBP

0.8653

0.8042

0.8423

0.8158

2/12/24

USA

USD

1.0994

1.0217

1.0702

1.0365

2/12/24

Interest Reference Rates

Term to Maturity

Date

EURIBOR

SOFR ($)

SONIA (£)

Overnight

28/11/2024

3.164

4.57

4.7

3 Mth

28/11/2024

2.939

6 Mth

28/11/2024

2.708

12 Mth

28/11/2024

2.463

Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)

European Economic Area (EEA) Currencies

Total FX % Charge - VISA Debit

Total FX % Charge - VISA Credit

Bulgarian Lev (BGN)

1.75%

Czech Koruna (CZK)

2.18%

Danish Krone (DKK)

1.76%

Hungarian Forint (HUF)

3.05%

Icelandic Króna (ISK)

2.06%

Swiss Franc (CHF)

2.00%

Swedish Krona (SEK)

2.19%

Norwegian Krone (NOK)

2.38%

Polish Zlotych (PLN)

2.27%

Romanian Lei (RON)

2.35%

Pound Sterling (GBP)

2.18%

Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)

Top Equity Indices

Country

Indices

Date

% Var

Last Reference

European Indices

Malta

MSE

03/07/2023

0.13

3,754.34

Portugal

PSI20

03/07/2023

1.15

5,988.18

Spain

IBEX35

03/07/2023

0.54

9,644.80

France

CAC 40

03/07/2023

-0.18

7,386.70

Germany

DAX

03/07/2023

-0.41

16,081.04

FTSE 100

03/07/2023

-0.06

7,527.26

PanEuropean

Euro Stoxx50

03/07/2023

-0.02

4,398.15

USA

DAX

34,418.47

USA

NASDAQ Comp

03/07/2023

0.21

13,816.77

USA

S&P 500

03/07/2023

0.12

4,455.59

Asia

Japan

Nikkei 225

03/07/2023

-0.98

33,422.52

HongKong

HangSeng

03/07/2023

0.14

19,328.46

Commodity Market

Date

% Var

Last Reference

ICE Brent Crude

03/07/2023

0.59

75.09

Gold (spot)

03/07/2023

0.27

1,926.48

Silver (spot)

Portugal

0.26

22.98